Do you really want to go broke and stay caught in the economic trap? Here are the top 7 actions you can take to ensure you have NO MONEY and are living in poverty.

1. Spend every dime you make and deny yourself nothing; buy stuff whether you need it or not.

2. If you have any money in the bank, or room on your credit cards, go out and spend it. Borrow the money to cover any emergencies that come up.

3. Work to make just enough money to barely pay your bills and spend your free time out spending money. Don't stress over the yearly increase in the cost of living.

4. Use your credit cards to pay for essential items like gas and groceries, and to do impulse shopping for things you want but don't need. Max out those credit cards.

5. Pay only the minimum payment required on your credit cards each month, and don't worry about the extra charges for paying late or spending over your credit limit.

6. Don't put anything in a savings plan, and if you have a few bucks in one now, be sure and spend it shopping at your favorite store.

7. Rely on Social Security and the Government to care for you when you can no longer work.

These top 7 actions will ensure that you end up dead broke and living in poverty. If being plagued with money problems and constant worry about money doesn't bother you, then you'll have no trouble spending those sleepless nights entertaining yourself by shopping on-line with your credit cards. Heaven forbid that you should be working on ways to take responsibility for your own financial survival rather than counting on someone else to support you financially. Isn't that what friends, family and the Social Security system are for?

Now that I've given you all this advice about how to live broke and die penniless, it's only fair that I tell you that there is a money management system that you can use to control your income and debts to get on the road to financial freedom. If ever you change your mind and make the decision you want to improve your financial condition, you can learn about that by reading my other articles.